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In enhancement, clients for this kind of plan might have serious legal or criminal backgrounds. It is very important to keep in mind that different carriers use a range of concern ages on their assured problem policies as reduced as age 40 or as high as age 80 - seniors insurance funeral. Some will certainly also supply greater stated value, as much as $40,000, and others will enable much better survivor benefit problems by boosting the rates of interest with the return of costs or minimizing the variety of years till a complete survivor benefit is offered